Financial innovations on financial performance of savings and credit co-operative societies in Meru county,Kenya/ (Record no. 88385)

MARC details
000 -LEADER
fixed length control field 02763nam a22001937a 4500
003 - CONTROL NUMBER IDENTIFIER
control field KE-MeUCS
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20230607113233.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 230523b xxu||||| |||| 00| 0 eng d
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number
040 ## - CATALOGING SOURCE
Transcribing agency KE-MeUCS
Modifying agency KE-MeUCS
050 ## - LIBRARY OF CONGRESS CALL NUMBER
Classification number HG3394.G3 2023
110 ## - MAIN ENTRY--CORPORATE NAME
Corporate name or jurisdiction name as entry element Gaichuru,Eunice Murugi
245 ## - TITLE STATEMENT
Title Financial innovations on financial performance of savings and credit co-operative societies in Meru county,Kenya/
Statement of responsibility, etc Eunice Murugi Gaichuru
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Meru;
Name of publisher, distributor, etc Eunice Murugi Gaichuru,
Date of publication, distribution, etc 2023.
300 ## - PHYSICAL DESCRIPTION
Extent xii,104p.
500 ## - GENERAL NOTE
General note A Research project submitted ia partial fulfillment of the requirement for the conferment of the degree of master of Business Administration of Meru University of Science and Technology
520 ## - SUMMARY, ETC.
Summary, etc There is more to innovation than commercializing ideas and inventions. What is labeled as an innovation may have little or no novelty in practice but a slight change in the use or application of the innovation. This study explored the area of innovation and performance of SACCOs in Meru County guided by the following objectives: To determine the effect of process innovation on the financial performance of SACCOs in Meru County; to establish how product innovation affects financial performance; evaluate institutional innovation and financial performance of SACCOs in Meru County. The study was anchored on Schumpeter's innovation theory; Task Technology fit theory, and Theory of Induced Institutional innovation. The study was conducted using a descriptive survey research approach. The target population of 162 respondents was drawn from the 18 SACCOs licensed by SASRA to operate in Meru County. It comprised staff from the marketing, credit, accounting, customer service department, and management. The population was divided into strata, and random samples were taken from each stratum to ensure adequate representation of all classes of employees and reduce the probability of respondent biases. Questionnaires were administered to the sampled respondents, and statistical analysis was conducted using the Statistical Package for Social Sciences (SPSS) to compute descriptive statistics and regression analysis. The Model summary of the regression analysis showed that all the independent variables accounted for 51.3% of the variance of Sacco's performance. Process, Product, and institution innovation had a positive correlation with the financial performance of<br/>SACCOs in Meru County. According to the study, SACCOs should reconsider how innovative their organization is by placing a higher priority on investing in self-service digital channels than on spending money to open new branches. As a result, they will be able to take advantage of the opportunities offered by digitization.
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme Library of Congress Classification
Koha item type Thesis
Cataloguer John Muthamia
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Source of acquisition Cost, normal purchase price Cataloger Total Checkouts Full call number Barcode Date last seen Price effective from Koha item type
    Library of Congress Classification     Meru University Meru University Open Shelves 23/05/2023 Meru University of science and Technology (MUST) 0.00 John Muthamia   HG3394.G3 2023 22-36722 23/05/2023 23/05/2023 Thesis

Meru University of Science and Technology | P.O. Box 972-60200 Meru. | Tel 020 2092048 Fax 0208027449 | Email: library@must.ac.ke