Determinants of credit accessibility amongst small and micro enterprises in Kenya : (Record no. 87413)

MARC details
000 -LEADER
fixed length control field 02642nam a22001817a 4500
003 - CONTROL NUMBER IDENTIFIER
control field KE-MeUCS
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20210322105211.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 210322b xxu||||| |||| 00| 0 eng d
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number
040 ## - CATALOGING SOURCE
Transcribing agency KE-MeUCS
Modifying agency KE-MeUCS
050 ## - LIBRARY OF CONGRESS CALL NUMBER
Classification number HD2346.N4 2020
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Ngumbi Avignon Mbiti
245 ## - TITLE STATEMENT
Title Determinants of credit accessibility amongst small and micro enterprises in Kenya :
Remainder of title A case study of Meru town/
Statement of responsibility, etc Avignon Mbiti Ngumbi.
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Meru :
Name of publisher, distributor, etc Avignon Mbiti Ngumbi,
Date of publication, distribution, etc 2020.
300 ## - PHYSICAL DESCRIPTION
Extent v,87p.
520 ## - SUMMARY, ETC.
Summary, etc In Kenya, SMEs are businesses employing between 1-50 people and may be either in formal or informal sectors and may also be in non-farm categories. Due to the sector importance, Kenta has enacted several laws in support of SMEs business, Which include and not limited to the MSME Act of 2011. The SMEs require concerted effort from both private and public since the sector draws stakeholders from both. To enhance their sustainability in economy, the SMEs require serious empirical research in order to elicit the constraints with the goal of developing proactive remedial frameworks so that their existence may be promoted. Amongst the numerous challenges that constrain the working of SMEs is inadequate financing, which leads to the overall goal of this study. The study variables were the lending procedures, credit awareness, collateral requirement and the interest rates to see whether and how they determine credit accessibility amongst the SMEs. Census was adopted as the study design informed by the small population and the ease of reaching the respondents. Location was Meru town. As per the Meru county government records, !60 SMEs are permitted and have been in operation for not less than 3 years. From every SME, one respondent was used. Descriptive research design was used. Questionnaire was used to collect data through a drop-pick method which was done in three days' time. Data analysis was through descriptive methods. Data analysis was done using SPSS version 22 by subjection to multiple regression to establish the existence of relatedness between the dependent and independent variables. Presentation of results was done through tables. Analysis done indicated the existence of correlation between the lending procedures; awareness of credit; necessities for guarantee and the interest charging. The analysis of variance results indicated the independent variables collectively had significant effect and informed recommendation for further study to be conducted to find out the other determinants of credit accessibility amongst SMES IN Kenya: a case of Meru town.
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme Library of Congress Classification
Koha item type Thesis
Cataloguer Martin Mutuma
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Home library Current library Shelving location Date acquired Source of acquisition Cost, normal purchase price Cataloger Total Checkouts Full call number Barcode Date last seen Price effective from Koha item type
    Library of Congress Classification     Meru University Meru University Periodical Section 22/03/2021 Donation 0.00 Martin Mutuma   HD2346.N4 2020 21-33668 01/04/2022 22/03/2021 Thesis

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